diners club Number generator

Valid credit card Checker

Verify your credit card number if its a valid card.
Using our credit card validator tool easily determine if the credit card number is valid and follow luhn algorithm formula.


Credit Card Validator

What is Credit Card Validator?

 The credit card is a payment card, which can be used for bill payment, fee payment, hotel booking, online shopping and for other purposes.

All the credit cards are working on an algorithm which is called the Luhn Algorithm. If the credit card number follow the Luhn Algorithm then it’s a valid credit card number otherwise it's fake. That’s all about credit card validity, now the question arises that how to validate credit card or how to check the credit is valid or not?

“Now let me dig into Credit card validator

Credit card validator or credit card verifiers are the websites or software which checks either the credit card number is valid or not. These websites are working on the algorithm called the Luhn Algorithm. According to this Algorithm credit cards have following length:

  • Visa credit card has a 13-digit number or 16-digit number
  • The master credit card has a 16-digit number
  • Discover credit card also have a 16-digit number
  • Diner club card has a 14-digit number
  • JCP Card has 15 or 16-digit number.

Credit card verifier checks:

Mostly Credit card verifier performs following checks to judge credit card is valid or not:

  • Luhn Algorithm Check
  • Major Industry Identifier check
  • Issuer Identification number check
  • Personal account number check

Luhn Algorithm Check

This is used to verify the originality of the credit card number, we have already explained this check above.

Major Industry Identifier check

When we apply for the credit for it asks us to enter the category of the credit card, it can be a visa card, master card, or any other card. So the most of the credit card validator first perform this on credit card number.

Issuer Identification number check

Every credit card has almost 14 to 16 digits, the first six digits of every credit card are called Issuer Identification number or IIN. These six digits actually showing that which institute issue card to credit card holder. So every credit card validator mostly performs this check after the Major industry check to check the credit card validity.

Personal Account Number Check

Let say your credit have 14 digit number, now skip the first six digits and the last digit of your credit card number, the remaining in between number are you account number digits. The last but not the least, all the credit card verifier perform this check, in this they either your credit card number match with your account number or not, if it does, then it’s a valid credit card, otherwise, it's not a valid credit card number.

That’s all about credit card validator and its internal working. If you guys have any query regarding credit card validator you can contact us using our contact us page, we will try to catch you ASAP.





Luhn Algorithm Check:

We'll check your number against the Luhn Algorithm to see if it is a valid credit card number.

Major Industry Identifier:

The first digit of a credit card number represent the category of entity which issued the card.

Issuer identification number:

The first six digits of a card number identify the institution that issued the card to the card holder.

Personal Account Number:

Digits 7 to final number minus 1 (the last is the checksum) indicate the individual account identifier.

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